Property Capital Gains Tax Calculator
Estimate the capital-gains tax you'll owe when selling a European property. Country-specific rates for residents and non-residents, with primary-home exemption and reinvestment relief flagged where they apply.
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Frequently Asked Questions
How is property capital gains tax calculated in Spain?
Spain taxes residents on a progressive Ahorro scale (19-27% in 2025 bands). Non-residents pay a flat 19% (EU/EEA) or 24% (other). Primary home is exempt if proceeds reinvested in another primary home within 2 years.
Do I pay capital gains tax in Germany after 10 years?
No. "Spekulationssteuer" only applies on sales within 10 years of purchase. After that, the entire gain is tax-free for individuals selling a privately-held property.
Is there a way to defer capital gains tax in Europe?
Primary-home rollover is the main mechanism (Spain, France, Portugal allow it). For investment property, the most common levers are documented improvements (raise basis), longer holding periods (DE 10 yr, IT 5 yr, FR taper from year 6), and timing the sale across calendar years to use brackets.