Most Affordable Cities in Germany 2026
Chemnitz is Germany's most affordable city at 0.8 years of household income to buy. Potsdam anchors the other end at 5.4 years.
Data updated May 30, 2026
| # | City | Affordability | Sale median | Rent median | Yield | Samples | Income (hh) | Other metrics |
|---|---|---|---|---|---|---|---|---|
| 1 | Chemnitz | 0.8 yr | €68,053 | €346/mo | 6.1% | 491 / 2,794 | — | 💰🏠🌍 |
| 2 | Duisburg | 0.9 yr | €99,791 | €511/mo | 6.1% | 474 / 1,223 | — | 💰🏠🌍 |
| 3 | Gelsenkirchen | 1.0 yr | €110,777 | €443/mo | 4.8% | 157 / 881 | — | 💰🏠🌍 |
| 4 | Herne | 1.2 yr | €132,140 | €492/mo | 4.5% | 75 / 333 | — | 💰🏠🌍 |
| 5 | Magdeburg | 1.5 yr | €124,815 | €463/mo | 4.5% | 287 / 1,287 | — | 💰🏠🌍 |
| 6 | Hagen | 1.5 yr | €158,996 | €492/mo | 3.7% | 142 / 450 | — | 💰🏠🌍 |
| 7 | Kassel | 1.6 yr | €204,771 | €580/mo | 3.4% | 130 / 292 | — | 💰🏠🌍 |
| 8 | Mönchengladbach | 1.6 yr | €174,865 | €639/mo | 4.4% | 265 / 582 | — | 💰🏠🌍 |
| 9 | Bremen | 1.7 yr | €218,810 | €629/mo | 3.5% | 577 / 728 | — | 💰🏠🌍 |
| 10 | Wuppertal | 1.7 yr | €179,137 | €560/mo | 3.8% | 399 / 927 | — | 💰🏠🌍 |
| 11 | Wolfsburg | 1.8 yr | €185,240 | €590/mo | 3.8% | 174 / 521 | — | 💰🏠🌍 |
| 12 | Krefeld | 1.9 yr | €202,940 | €620/mo | 3.7% | 264 / 537 | — | 💰🏠🌍 |
| 13 | Fürth | 1.9 yr | €248,717 | €746/mo | 3.6% | 183 / 190 | — | 💰🏠🌍 |
| 14 | Bochum | 1.9 yr | €199,278 | €570/mo | 3.4% | 247 / 702 | — | 💰🏠🌍 |
| 15 | Essen | 2.0 yr | €210,265 | €570/mo | 3.3% | 731 / 1,500 | — | 💰🏠🌍 |
| 16 | Bielefeld | 2.0 yr | €215,148 | €639/mo | 3.6% | 262 / 647 | — | 💰🏠🌍 |
| 17 | Würzburg | 2.0 yr | €265,196 | €698/mo | 3.2% | 95 / 216 | — | 💰🏠🌍 |
| 18 | Erfurt | 2.0 yr | €162,047 | €560/mo | 4.2% | 89 / 264 | — | 💰🏠🌍 |
| 19 | Hamm | 2.0 yr | €210,265 | €502/mo | 2.9% | 62 / 126 | — | 💰🏠🌍 |
| 20 | Ludwigshafen am Rhein | 2.0 yr | €199,278 | €698/mo | 4.2% | 315 / 375 | — | 💰🏠🌍 |
| 21 | Dortmund | 2.1 yr | €224,914 | €600/mo | 3.2% | 406 / 1,463 | — | 💰🏠🌍 |
| 22 | Mülheim an der Ruhr | 2.1 yr | €220,031 | €590/mo | 3.2% | 199 / 243 | — | 💰🏠🌍 |
| 23 | Oldenburg | 2.1 yr | €223,082 | €688/mo | 3.7% | 162 / 231 | — | 💰🏠🌍 |
| 24 | Oberhausen | 2.1 yr | €229,186 | €492/mo | 2.6% | 158 / 334 | — | 💰🏠🌍 |
| 25 | Osnabrück | 2.2 yr | €226,744 | €746/mo | 4.0% | 138 / 319 | — | 💰🏠🌍 |
| 26 | Kiel | 2.2 yr | €212,095 | €580/mo | 3.3% | 239 / 517 | — | 💰🏠🌍 |
| 27 | Nürnberg | 2.2 yr | €289,000 | €717/mo | 3.0% | 676 / 1,018 | — | 💰🏠🌍 |
| 28 | Halle (Saale) | 2.3 yr | €188,292 | €443/mo | 2.8% | 120 / 1,225 | — | 💰🏠🌍 |
| 29 | Aachen | 2.3 yr | €249,938 | €649/mo | 3.1% | 297 / 819 | — | 💰🏠🌍 |
| 30 | Leipzig | 2.3 yr | €204,161 | €639/mo | 3.8% | 1,772 / 2,431 | — | 💰🏠🌍 |
| 31 | Mannheim | 2.3 yr | €295,103 | €776/mo | 3.2% | 498 / 1,059 | — | 💰🏠🌍 |
| 32 | Solingen | 2.3 yr | €248,717 | €668/mo | 3.2% | 200 / 272 | — | 💰🏠🌍 |
| 33 | Ingolstadt | 2.4 yr | €325,011 | €746/mo | 2.8% | 289 / 252 | — | 💰🏠🌍 |
| 34 | Hamburg | 2.4 yr | €469,055 | €805/mo | 2.1% | 2,236 / 4,723 | — | 💰🏠🌍 |
| 35 | Leverkusen | 2.4 yr | €259,093 | €795/mo | 3.7% | 205 / 254 | — | 💰🏠🌍 |
| 36 | Augsburg | 2.5 yr | €329,894 | €795/mo | 2.9% | 675 / 559 | — | 💰🏠🌍 |
| 37 | Hannover | 2.5 yr | €259,093 | €698/mo | 3.2% | 745 / 1,349 | — | 💰🏠🌍 |
| 38 | Karlsruhe | 2.5 yr | €320,128 | €766/mo | 2.9% | 426 / 525 | — | 💰🏠🌍 |
| 39 | Darmstadt | 2.5 yr | €318,907 | €854/mo | 3.2% | 219 / 517 | — | 💰🏠🌍 |
| 40 | Braunschweig | 2.6 yr | €268,859 | €668/mo | 3.0% | 322 / 489 | — | 💰🏠🌍 |
| 41 | Regensburg | 2.6 yr | €348,814 | €668/mo | 2.3% | 251 / 347 | — | 💰🏠🌍 |
| 42 | Dresden | 2.6 yr | €227,965 | €620/mo | 3.3% | 915 / 1,392 | — | 💰🏠🌍 |
| 43 | Stuttgart | 2.8 yr | €364,683 | €1,000/mo | 3.3% | 1,406 / 2,259 | — | 💰🏠🌍 |
| 44 | Bonn | 2.8 yr | €295,103 | €698/mo | 2.8% | 533 / 670 | — | 💰🏠🌍 |
| 45 | Berlin | 3.2 yr | €398,863 | €795/mo | 2.4% | 10,687 / 11,524 | — | 💰🏠🌍 |
| 46 | Münster | 3.3 yr | €348,814 | €698/mo | 2.4% | 351 / 634 | — | 💰🏠🌍 |
| 47 | Wiesbaden | 3.3 yr | €425,109 | €1,049/mo | 3.0% | 687 / 783 | — | 💰🏠🌍 |
| 48 | Köln | 3.4 yr | €359,800 | €805/mo | 2.7% | 1,468 / 3,490 | — | 💰🏠🌍 |
| 49 | Rostock | 3.6 yr | €309,752 | €521/mo | 2.0% | 163 / 234 | — | 💰🏠🌍 |
| 50 | Düsseldorf | 3.7 yr | €398,863 | €893/mo | 2.7% | 1,553 / 1,961 | — | 💰🏠🌍 |
| 51 | Lübeck | 3.7 yr | €348,814 | €600/mo | 2.1% | 281 / 291 | — | 💰🏠🌍 |
| 52 | Heidelberg⚠ | 3.9 yr | €495,298 | €746/mo | 1.8% | 266 / 354 | — | 💰🏠🌍 |
| 53 | Freiburg im Breisgau⚠ | 4.0 yr | €510,558 | €698/mo | 1.6% | 416 / 493 | — | 💰🏠🌍 |
| 54 | Mainz | 4.0 yr | €395,201 | €766/mo | 2.3% | 450 / 567 | — | 💰🏠🌍 |
| 55 | Frankfurt am Main | 4.1 yr | €530,089 | €1,058/mo | 2.4% | 1,454 / 2,529 | — | 💰🏠🌍 |
| 56 | München | 4.8 yr | €639,953 | €1,195/mo | 2.2% | 4,128 / 4,630 | — | 💰🏠🌍 |
| 57 | Potsdam | 5.4 yr | €455,016 | €766/mo | 2.0% | 418 / 450 | — | 💰🏠🌍 |
⚠ 2 rows flagged as potential outlier (yield outside 2–12%). Verify sample size before relying on these.
Methodology
Data combines aggregated asking-price statistics from public real-estate portals, official government transaction data, national price indices, demographics, and income statistics. Ranks cover cities with a sufficient market-data sample. Rankings refreshed weekly.